One way that is to take a close look at your auto insurance.

If you decide to keep those coverages, consider raising the deductibles.

Depending on the make and model, you can save anywhere from 10 to 40 percent on your premium.

provides quotes from top carriers of auto insurance in the state.

By going from a $250- to a $1,000 deductible, you could save 15 to 20 percent on your premium.

And make sure that you are comparing apples to apples, because there are different levels of protection and deductibles, said Sally Greenburg of the National Consumers League.

But other coverages, such as collision insurance and comprehensive insurance that covers things like broken windshields, are optional.